Show buyers what the EMI looks like if rates rise
A listing shows a price and often an EMI at today's rate. A home loan outlasts several rate cycles. LoanRepo's buyer tool shows what a rise of 2% could do, so buyers decide with the whole picture. A switch at the top covers flats that are still being built: the interest-only payments during construction, the EMI at the end, and the questions to ask the lender.
What your users would see
Why it fits
- A more honest EMI. The tool shows the EMI at the rate quoted and at a rate 2% higher, with the length of the loan. Buyers who see it early are less likely to be surprised later.
- Independent of lenders. No lender pays for placement and none is recommended, which keeps the portal's advice neutral.
- Nothing to integrate. No loan data feed and no sign-up. Place it on the listing or the EMI calculator page.
On every listing, and in the shortlist
Your listing page already knows the price. It can pass the price, a standard loan share, the tenure and your own default rate to the tool, so the buyer starts with the listing's numbers and edits them. With the optional hand-off, each check the buyer adds lands in a shortlist that shows EMI today, EMI if rates rise 2%, and the extra a month, side by side across homes. Try it below. It uses made-up listings. Scroll inside the frame.
- Only public facts are passed. The price and your default assumptions go in. Nothing about the buyer does.
- Comparable across homes. Buyers see which listing leaves least room if rates rise, not only which has the lowest EMI today.
- You keep the line. The tool is education, no lender is recommended, and no lender pays for placement.
How it works
No API and no sign-up. Readers or users type a few numbers; the calculation runs in their browser; nothing they type is stored. You get an anonymous count of use, and anything under 10 is hidden. Details are in the data and privacy note and the embedding guide.
Questions
Does it ask for personal details?
No. A buyer types the loan amount, tenure and quoted rate, and may add take-home income. Nothing is stored.
Does it recommend a lender?
No. It uses the rate the buyer types and shows the effect of a rate move. LoanRepo has no lender affiliation.
Are the rate moves forecasts?
No. A rise of 0.25% a quarter for eight quarters, and a fall of 0.25% a quarter for six, are illustrations.