A home-loan check your neobank customers can use in a minute
Most neobank customers hold their home loan with another lender, so your app never sees it. LoanRepo's small tool lets them check that loan inside your app, without you collecting a single loan detail.
What your users would see
Why it fits
- Loans you do not hold. A customer's home loan with another lender is invisible to your app. The tool makes it visible to the customer, on their screen, with numbers only they type.
- A reason to open the app on RBI day. The RBI decides on published dates. A rate decision is when customers look for their own number, not the headline.
- Education, not a product. The tool recommends nothing and sells nothing. It shows what has happened to a loan, so it fits a brand built on trust.
In the Loans tab, beside your own products
Your app can see a monthly debit to another lender, but not the loan behind it. The screen can say so, and the customer types the numbers only they know. If they tap Add, the Loans tab shows the home loan with the other lender: how many months it has drifted, how much of this month's EMI is interest, what share of salary the EMI takes, and the interest still to come. Try it below. It uses a made-up bank and made-up figures. Scroll inside the frame.
- No lender login. You collect nothing and link nothing. The customer chooses whether anything reaches your screen.
- A reason on RBI day. The demo counts down to the next decision and nudges customers to check after a fall as well as a rise.
- Facts, not offers. Nothing on the screen sells a refinance or recommends a lender.
How it works
No API and no sign-up. Readers or users type a few numbers; the calculation runs in their browser; nothing they type is stored. You get an anonymous count of use, and anything under 10 is hidden. Details are in the data and privacy note and the embedding guide.
Questions
Does the neobank have to collect loan details?
No. The customer types five numbers into the tool, the calculation runs in their browser, and nothing is stored. The tool counts only that a check happened.
Is this a lending or advice product?
No. It shows what has happened to a loan and carries an "education, not financial advice" line. LoanRepo has no lender affiliation and does not recommend products.
Can we show it only to some customers?
Yes. You decide when to show it. We suggest showing it to every eligible customer, not only those you believe have a home loan.